SUMMARY OF BOARD DECISIONS

Summary of Board decisions are provided for the information and convenience of constituents who want to follow the Board’s deliberations. All of the conclusions reported are tentative and may be changed at future Board meetings. Decisions are included in an Exposure Draft for formal comment only after a formal written ballot. Decisions in an Exposure Draft may be (and often are) changed in redeliberations based on information provided to the Board in comment letters, at public roundtable discussions, and through other communication channels. Decisions become final only after a formal written ballot to issue an Accounting Standards Update.

November 10, 11, and 12, 2010 FASB/IASB Joint Videoconference Board Meeting

Accounting for financial instruments. The Boards discussed the outlook period for estimating credit impairment losses, the information to be considered in making those estimates, and the timing of loss recognition.

The Boards tentatively decided that an entity should determine expected credit losses on the basis of all available information, including historical data, current economic conditions, and supportable forecasts of future economic conditions. An entity would not assume that future conditions would be the same as current conditions. Additionally, the Boards tentatively decided that an entity’s estimate of expected credit losses should be based on lifetime expected losses of the financial asset.

The Boards did not make any decisions regarding the timing of loss recognition. They will continue discussing this topic at the November joint Board meeting.