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ASC 848 Reference Rate Reform

ASC 848 Reference Rate Reform

This Topic provides optional expedients for applying the guidance in certain Topics or Industry Subtopics for contract modifications or other situations affected by reference rate reform.

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  • US GAAP
ASC 848 comprises five Subtopics, below is an overview of each Subtopic

848-10 Overall

ASC 848-10 notes the following:
Reference rates such as the London Interbank Offered Rate (LIBOR) are widely used in a broad range of financial instruments and other agreements. Regulators and market participants in various jurisdictions have undertaken efforts, generally referred to as reference rate reform, to eliminate certain reference rates and introduce new reference rates that are based on a larger and more liquid population of observable transactions. As a result of the reference rate reform initiative, certain widely used reference rates such as LIBOR are expected to be discontinued.
This Topic provides optional expedients for applying the guidance in certain Topics or Industry Subtopics for contract modifications or other situations affected by reference rate reform.

848-20 Contract Modifications

ASC 848-20 notes that it "provides optional expedients for contract modifications undertaken because of reference rate reform. It specifically addresses the accounting for modifications of contracts within the scope of Topics 310 on receivables, 470 on debt, and 840 and 842 on leases and Subtopic 815-15 on derivatives and hedging—embedded derivatives. This Subtopic also provides a principle to account for modifications of contracts within the scope of other Topics or Industry Subtopics not specifically addressed within this Subtopic."

848-30 Hedging — General

ASC 848-30 notes that it "provides guidance on optional expedients for allowing hedging relationships to continue when one or more of the critical terms of the hedging relationship change because of reference rate reform."

848-40 Fair Value Hedges

ASC 848-40 notes that it "provides guidance on optional expedients for the accounting for and financial reporting of fair value hedges under Topic 815 that are affected by reference rate reform."

848-50 Cash Flow Hedges

ASC 848-50 notes that it "provides guidance related to optional expedients for the accounting for and financial reporting of cash flow hedges under Topic 815 on derivatives and hedging that are affected by reference rate reform."